This coverage gives you a quick and easy way to get life insurance, so you can start building a financial safety net for those who depend on you.
DreamSecure Simplified Term Life Insurance
DreamSecure Simplified Term Life Insurance can be a great starter policy for most ages. It offers a simplified application process with coverage options to fit most budgets. So whether you’re a millennial with a new family and mortgage, or a soon-to-be empty nester wanting to protect your spouse’s ability to retire, DreamSecure Simplified Term Life Insurance offers a no-nonsense way to help financially protect the future of those who matter most to you.
Easy application. Many life insurance applications can be rather lengthy and it can take a while to get approved. But, it’s easy to apply for a DreamSecure Simplified Term Life Insurance policy. You can apply from your home or in your agent’s office, and there are only about a dozen questions to answer. If approved, your policy will be issued within 10 business days for most applicants. Check out the life insurance buying process so you can see how simple it can be to financially protect the ones who matter most.
No medical tests. Some life insurance policies require a physical exam, but DreamSecure Simplified Term Life Insurance requires only a few health questions to help determine eligibility.
Coverage options. DreamSecure Simplified Term Life Insurance is available in 10-, 15-, 20- and 30-year terms with coverage ranging from $50,000 to $150,000. Your premium is guaranteed to stay the same for the length of the term you choose.
Customize Your Policy
American Family Life Insurance Company offers an additional coverage option that you can add to build a life insurance policy that suits your needs.
The Premium Waiver for Disability Benefit Rider waives premiums if the insured becomes totally disabled.
In addition to the coverage available for purchase mentioned above, each policy automatically comes with an Accelerated Death Benefit option (to be added at time of need). This benefit allows the policy owner to collect a part of the death benefit under certain conditions if the primary insured is diagnosed with a terminal illness.**
Why Get Life Insurance Now?
Your life insurance premium is based, in part, on your age. So the sooner you act, the sooner you may be able to take advantage of a lower premium. And, because your health is also a large factor in determining your qualification for life insurance, you’ll want to purchase life insurance while you’re in good health.
Although your life may be busy, now is a great time to take steps to build a financially secure future. Your American Family Insurance agent is ready to help you explore DreamSecure Simplified Term Life Insurance or other options, so you can confidently pursue your dreams knowing you’ve taken steps to financially protect your loved ones’ future.
*Subject to rider terms and conditions.
** Exercising the Accelerated Death Benefit option may have tax consequences and could impact qualification for government benefits.
Policy Forms: ICC18-36 (10), ICC18-36 (15), ICC18-36 (20), ICC18-36 (30), L-36 (10)(ND), L-36 (15)(ND), L-36 (20)(ND), L-36 (30)(ND), L-36 (10)(SD), L-36 (15)(SD), L-36 (20)(SD), L-36 (30)(SD)
Rider Forms: ICC18-WP (TERM), L-WP (TERM), L-WP (SD)(TERM), ICC17-ACDB TERM, L-ACDB TER