Life Insurance Comparison Chart

• Quick and easy application, with few health questions and fast approval.
• No medical exam needed to qualify for coverage.
• Temporary, low-cost life insurance.
• 10-, 15-, 20- and 30-year level-term policies.
• Ability to renew policy after initial term expires.
• Option to convert to permanent life insurance without taking medical exam during a specified time (subject to policy provisions).
• A good starter policy for most stages of life, including younger people with dependents and debts, like mortgages or school loans.

• Affordable, temporary protection for larger needs.
• Medical exam may be required to qualify for coverage.
• 10-, 15-, 20- and 30-year level-term policies.
• Ability to renew policy after initial term expires.
• Option to convert to permanent life insurance without taking medical exam during a specified time (subject to policy provisions).
• A good policy for most ages, most popular with families.

• Permanent protection with guaranteed death benefit, subject to policy terms and conditions, including timely payment of premiums.
• Medical exam may be required to qualify for coverage.
• Premiums do not increase during the life of the policy regardless of age or health changes.
• Accumulates cash value, which can be borrowed against as a loan.*
• May pay dividends (not guaranteed), which can be used in a variety of ways, such as purchasing additional coverage or reducing premiums.
• Attractive option for most ages, including those in mid-to-later life stages.

• Permanent protection with guaranteed death benefit, subject to policy terms and conditions, including timely payment of premiums.
• Premiums do not increase during the life of the policy regardless of age or health changes.
• Accumulates cash value, which can be borrowed against as a loan.*
• May pay dividends (not guaranteed), which can be used in a variety of ways, such as purchasing additional coverage or reducing premiums.
• Ability to purchase additional coverage at specific ages or life events, with no medical exam or health questions.

DreamSecure Senior Whole Life

• Permanent protection with guaranteed death benefit, subject to policy terms and conditions, including timely payment of premiums.
• Premiums do not increase during the life of the policy regardless of age or health changes.
• Accumulates cash value, which can be borrowed against as a loan.*
• Available in $10,000 and $15,000 coverage amounts.

• Long-term, flexible coverage that changes as your life evolves, with guaranteed death benefit, subject to policy terms and conditions, including timely payment of premiums.
• Medical exam may be required to qualify for coverage.
• Adjustable premiums and coverage amounts to meet changing needs.
• Accumulates cash value.
• Popular coverage to cover various life stages with one policy.