Life insurance coverage that requires no medical exam, only a few health questions to help determine eligibility.
A component of some life insurance policies that accumulates from a portion of your premium and can be borrowed against like a loan to pay for things like education or retirement.1
A type of life insurance that provides flexibility in determining how long you want your coverage to last.
A type of life insurance that stays in place for a person’s entire life (subject to policy terms). Guaranteed death benefit.3
Coverage that’s in place for a certain time period, such as 20 years. The death benefit is paid to the beneficiary(ies) if you pass while the coverage is in place.