Life Insurance Comparison Chart

Choosing life insurance with American Family Life Insurance Company means you have the freedom to build a policy that’s best for you and your family. Take a look at our life insurance comparison chart to get savvy about your options and select the right coverage to protect what matters most.

	Key Features	Financial Protection	Temporary Coverage	Permanent Coverage	Cash Value	Dividend Potential
DreamSecure Simplified Term Life Insurance	Quick and easy application, with few health questions and fast approval. No medical exam needed to qualify for coverage. Temporary, low-cost life insurance. 10-, 15-, 20- and 30-year level-term policies. Ability to renew policy after initial term expires. Option to convert to permanent life insurance without taking medical exam during a specified time (subject to policy provisions). A good starter policy for most stages of life, including younger people with dependents and debts, like mortgages or school loans.
DreamSecure Term Life Insurance	Affordable, temporary protection for larger needs. Medical exam may be required to qualify for coverage. 10-, 15-, 20- and 30-year level-term policies. Ability to renew policy after initial term expires. Option to convert to permanent life insurance without taking medical exam during a specified time (subject to policy provisions). A good policy for most ages, most popular with families.
DreamSecure Whole Life	Permanent protection with guaranteed death benefit, subject to policy terms and conditions, including timely payment of premiums. Medical exam may be required to qualify for coverage. Premiums do not increase during the life of the policy regardless of age or health changes. Accumulates cash value, which can be borrowed against as a loan.* May pay dividends (not guaranteed), which can be used in a variety of ways, such as purchasing additional coverage or reducing premiums. Attractive option for most ages, including those in mid-to-later life stages.
DreamSecure Children's Whole Life	Permanent protection with guaranteed death benefit, subject to policy terms and conditions, including timely payment of premiums. Premiums do not increase during the life of the policy regardless of age or health changes. Accumulates cash value, which can be borrowed against as a loan.* May pay dividends (not guaranteed), which can be used in a variety of ways, such as purchasing additional coverage or reducing premiums. Ability to purchase additional coverage at specific ages or life events, with no medical exam or health questions.
DreamSecure Senior Whole Life	Permanent protection with guaranteed death benefit, subject to policy terms and conditions, including timely payment of premiums. Premiums do not increase during the life of the policy regardless of age or health changes. Accumulates cash value, which can be borrowed against as a loan.* Available in $10,000 and $15,000 coverage amounts.
MyLife Flexible Life	Long-term, flexible coverage that changes as your life evolves, with guaranteed death benefit, subject to policy terms and conditions, including timely payment of premiums. Medical exam may be required to qualify for coverage. Adjustable premiums and coverage amounts to meet changing needs. Accumulates cash value. Popular coverage to cover various life stages with one policy.

*Disclaimer: Any loans taken from your life insurance policy will accrue interest. An outstanding loan balance (loan plus interest) will be deducted from the death benefit at the time of claim. If the loan balance grows too large for the cash value to support it, the policy could terminate.

Policy Forms: ICC18-36 (10), ICC18-36 (15), ICC18-36 (20), ICC18-36 (30), L-36 (10)(ND), L-36 (15)(ND), L-36 (20)(ND), L-36 (30)(ND), L-36 (10)(SD), L-36 (15)(SD), L-36 (20)(SD), L-36 (30)(SD), ICC18-33 (10), ICC18-33 (15), ICC18-34 (20), ICC18-35 (30), L-33 (10)(ND), L-33 (15)(ND), L-34 (20)(ND), L-35 (30)(ND), L-33 (10)(SD), L-33 (15)(SD), L-34 (20)(SD), L-35 (30)(SD), ICC17-225 WL, L-225 (ND) WL, L-225 WL, ICC17-226 WL, L-226 (ND) WL, L-226 WL, ICC17-227 WL, L-227 (ND) WL, L-227 WL, ICC17-223 WL, L-223 (ND) WL, L-223 WL, ICC17-224 WL, L-224 (ND) WL, L-224 WL, ICC17-228 WL, L-228 (ND) WL, L-228 WL, ICC13-97 UL, L-97 UL (AZ, ND, SD only),