Car Insurance in Colorado
Colorado Minimum Car Insurance Requirements
In Colorado, liability car insurance is mandatory for all drivers. Liability insurance covers only the other car and/or that car’s driver and passengers when you are found at fault for the accident. Your liability insurance minimums for Colorado are:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $15,000 property damage liability per accident
In addition to having car insurance, Colorado also requires proof of that insurance during a police stop, when you register your vehicle or when you renew your registration. Failure to prove insurance, even if you have it, may result in a ticket.
While the minimum car insurance requirements in Colorado are predefined, they are not meant to be a cap on how much coverage you can or should get. You may opt for more coverage than the state minimums to protect your financial assets and your vehicle and/or passengers.
If you’re interested in getting a car insurance quote in Colorado, contact your American Family Insurance agent to discuss what type of protection is best for your needs and what discounts may apply in your region.
The information on this webpage represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Coverage features and limits vary by state and may be subject to change. Some products are not available in every state. Discount availability and eligibility vary by state and policy terms. (Discounts apply to auto and property policies.) Please check with your agent and read the policy for exact details on coverages and exclusions.