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Car Insurance & Car Insurance Requirements in Iowa

Iowa Minimum Car Insurance Requirements

In Iowa, liability car insurance is mandatory for all drivers. Liability insurance covers only the other car and/or that car’s driver and passengers when you are found at fault for the accident. Your liability insurance minimums for Iowa are:

  • $20,000 bodily injury liability to one person in an accident
  • $40,000 bodily injury liability to two or more people per accident
  • $15,000 property damage liability per accident

While minimum car insurance requirements in Iowa are predefined, they are not meant to be a cap on how much coverage you can or should get. You may personally opt for more coverage to protect your financial assets and your vehicle and/or passengers.

If you’re interested in getting a car insurance quote in Iowa, contact your American Family Insurance agent to discuss what type of protection is best for your needs and what discounts may apply in your region.