Electric vehicle (EV) insurance coverages
EV insurance coverage types
Learn how EV insurance coverages work
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SPEAKER: Your EV is a big investment.
To help you safeguard it, we've designed optional EV coverages to address your specific needs as an EV owner.
You can't just bring a can of electricity and your EV will be towed on a flatbed truck.
When help arrives, to give you mobile charging, you need someone who knows your EV.
Vehicle repair following an accident can also feel more complex.
You may have questions about how to fix your EV or where to find an appropriate repair facility.
Our EV Claims Advantage specialists can help with simple, stress-free support. They'll tailor solutions to your specific make and model.
EVs are highly engineered systems.
Original equipment manufactured parts are designed to work precisely with your vehicle.
Having this coverage provides the benefit of receiving OEM parts from your EV vehicle manufacturer.
Appearance and performance upgrades like car wraps, lighting, or other add-ons make an EV your own.
They can be a big investment of time and money.
Without this coverage, you could end up paying out of pocket to restore your car's customizations. You drive EV for a reason.
You don't want to have to fuel up at the gas station.
When your EV is in the shop, get a replacement vehicle that feels familiar.
If a total loss happens, we help replace your EV with a new similar vehicle, keeping you mobile and your budget on track.
As an EV driver, protect your investment with EV coverages that work alongside your auto policy and get on the road with confidence.
Contact your American Family Insurance agent to get a quote.
Coverage to protect you and your EV
Collision coverage
Collision coverage helps pay for repairs to your EV if it's damaged in a collision with another vehicle or object, or if it rolls over, regardless of who is at fault.
Comprehensive coverage
Comprehensive coverage helps protect you from damage caused by events other than a collision. Examples include hail damage, fire, flooding, theft, vandalism, and collisions with animals.
Bodily Injury Liability coverage
If you cause an accident that injures someone, Bodily Injury Liability coverage can help pay for their medical expenses and protect you if you are sued.
Medical Expense coverage
Medical Expense Coverage helps pay for medical care for you and your passengers if you are injured in a car accident, regardless of who is at fault.
Personal Injury Protection Coverage
Helps reimburse you and your passengers for lost income and medical or child-care costs, no matter who is at fault.
Specialized EV coverage add-ons
Service & support add-ons
Add-ons for EV protection
Add-ons for EV parts
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Frequently Asked Questions about EV insurance coverage
This information represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Exclusions may apply to policies, endorsements, or riders. Coverage may vary by state and may be subject to change. Products, pricing, and availability vary based on the way you purchase insurance and by state. Please read your policy and contact your agent for assistance.
*Availability varies based on the way you purchase insurance and by state. Limits and exclusions apply. Refer to your policy or talk to your agent for details.
**DriveMyWay plans & discounts may vary by state. Rate will vary based on driving behavior. Unsafe driving behaviors may increase your rate. Products, pricing, and availability vary based on the way you purchase insurance and by state, vehicle type, policy form and company underwriting the auto policy. Some restrictions may apply.