Make the Smart Switch
Come to American Family from another carrier, and you could qualify for our Steer into Savings or Early Bird discount — or both for even greater savings!**
Take Advantage of Big
Discount Savings
Looking for more ways to save? We have several easy-to-add discounts to help you save even more on auto insurance! Take a look at a few of your options.
Drive Safe, Save Big
With KnowYourDrive, the safer you drive, the bigger the discount you can earn — up to 20 percent! Start with a 10 percent discount just for signing up.
Simplify and Save
For added convenience and easy savings on your insurance, check out our AutoPay and Go Paperless billing discounts.
Auto Premium Relief Credit FAQs
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Anyone who has in place, or purchases, a qualifying American Family personal auto policy now through May 31, 2021 will be eligible for a premium credit for whatever months they have coverage:
- 10% credit for qualifying personal auto policies in force July 1, 2020 through March 31, 2021*
- 5% credit for qualifying personal auto policies in force April 1, 2021 through May 31, 2021*
The Auto Premium Relief Credit only applies to personal auto policies issued by American Family Mutual Insurance Company, S.I., American Family Insurance Company, American Standard Insurance Company of Wisconsin and American Standard Insurance Company of Ohio.
Have questions about whether you’re eligible for the Auto Premium Relief Credit? We’re happy to help. Call us at 1-800-MYAMFAM (1-800-692-6326) or contact your local agent.
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Private passenger vehicles insured with American Family are eligible for the Auto Premium Relief Credit.* This includes cars, vans, pick-ups, SUVs, personal trailers, antique/classic cars and farm trucks.
Please note that campers, motorhomes, motorcycles and other cycles, tractors, farm machinery and low-speed golf carts are not eligible. In addition, premiums for commercial auto policies are not eligible.
For more information about whether your vehicle(s) are eligible, please call us at 1-800-MYAMFAM or contact your local agent.
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You do not need to take any action to receive the Auto Premium Relief Credit on your qualifying premium payments. American Family will automatically provide this credit to all eligible customers.*
Customers who recently purchased personal auto insurance with American Family will see the first Auto Premium Relief Credit issued within 60 days of their policy issuance date. For example, a new customer purchasing a personal auto policy in December would get the relief credit for the first five months of 2021, and whatever pro-rated portion of December they were insured for. For these customers, final Auto Premium Relief Credit for May 2021 will appear on bills in June and July 2021 to account for the initial 60 days mentioned previously.
American Family customers who have existing personal auto policies will receive the Auto Premium Relief Credit on their monthly billing statements for each month their personal auto policy is in force between July 1, 2020 and May 31, 2021, so long as they maintain continuous coverage and do not cancel their policy. Credit will be issued during the term of July 1, 2020 to May 31, 2021.
You can see the Auto Premium Relief Credit on eligible premium payments by referencing your billing statement, signing into My Account or logging into the MyAmFam app.
Please note that the Auto Premium Relief Credit does not apply to past-due balances that are billed during this time period. The relief credit only applies to the policy premium for coverage during the July 2020 to May 2021 period. In addition, any policy changes (such as a new or removed vehicle) may affect the Auto Premium Relief Credit amount.
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Customers will only receive the Auto Premium Relief Credit for the period their qualifying personal auto policy is in force between July 1, 2020 and May 31, 2021.* Changing or cancelling your policy between July 2020 and May 2021 may affect your Auto Premium Relief Credit.
Before you change or cancel your policy, we recommend you call us at 1-800-MYAMFAM (1-800-692-6326) or contact your local agent to discuss how it will impact your Auto Premium Relief Credit.
For more information, see the Auto Premium Relief Credit FAQs page.
Unique Coverage for Your
Unique Life
American Family Insurance lets you customize your car coverage to meet your unique needs. A car insurance policy typically includes:
Property Damage Liability Coverage
This helps cover costs if you damage someone else’s property with your car.
Bodily Injury Liability Coverage
This helps cover other’s injuries when they are hurt in a car accident you cause. It can also help protect you if you're sued by offering coverage for related legal fees.
Take a look at our Car Insurance & Car Insurance Requirements by State page to discover what’s necessary for car insurance in your state.
Customize Your Coverage
You deserve better than a one-size-fits-all policy. See how we can customize your coverage to protect what matters most to you.
Protect Your Home
Whether you own your house or rent your home, you can easily bundle your auto and home policy to simplify your insurance while saving big.
Get Expert Advice
With American Family, you get more than an insurance card for your wallet — you get the help and advice of a local expert!
Additional Coverages for
Car
Insurance
Want to make sure everything that matters most to you is protected? Additional coverages are a way to enhance your policy and give you peace of mind you have proper protection in the event of the unexpected. Here are some common additional coverages that can enhance your car insurance policy:
Rental Car Reimbursement
Be prepared in case an accident happens. This coverage helps pay for a rental vehicle while your car is being repaired.
Emergency Roadside Assistance
Get support 24/7. This coverage helps pay for service and support when your car can’t make it to a repair shop.
Accident Forgiveness
If you’re in an accident and file a claim you will be 100% forgiven and avoid large premium increases due to your accident.
Diminishing Deductible
This coverage can lower your deductible to help you prepare for out-of-pocket expenses if you have a claim.
*The 10% Auto Premium Relief Credit is based on qualifying American Family Insurance personal auto policies in force July 1, 2020 through March 31, 2021; the 5% Auto Premium Relief Credit is based on qualifying American Family Insurance personal auto policies in force between April 1, 2021 and May 31, 2021. Vehicles eligible for the Auto Premium Relief Credit include cars, vans, pick-ups, SUVs, personal trailers, antique/classic cars and farm trucks. Some exclusions apply.
The premium relief payment was only available to eligible customers with qualifying auto policies as of March 11, 2020.
For more information, please contact your American Family agent.