Life Insurance to Protect Your Dreams
- Quick, easy quoting
- Customizable coverage for your unique needs
- Agent support for all your questions
Getting a Quote Is Easy
Why do you need life insurance?
What type of life policy is right for you?
American Family Life Insurance Company provides customizable life insurance policies, so you can pick the coverage that best fits your needs.
Our whole life insurance provides lifelong protection with guaranteed premium amounts. Once you purchase a whole life insurance policy, premium payments remain the same regardless of changes in health or age. The policy also builds cash value that you can borrow against.*
Our term life insurance is available in different term lengths, such as 10, 15, 20 and 30 years, with coverage starting at $50,000. Your premium is guaranteed to stay the same for your chosen term length.
Our flexible life insurance offers long-term, flexible protection. It builds cash value and can change as your life changes, giving you more control over your life insurance.
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This is a brief description of coverage and is subject to policy and/or rider terms and conditions, which may vary by state. Fixed and guaranteed premiums are statements about the policy as determined at issue, and any changes made to a policy may affect the premium and are subject to our underwriting rules. The words lifetime, lifelong and permanent are subject to policy terms and conditions.
*Any loans taken from your life insurance policy will accrue interest. Any outstanding loan balance (loan plus interest) will be deducted from the death benefit at the time of claim or from the cash value at the time of surrender. If the loan balance grows too large for the cash value to support it, the policy could terminate.
**Discounts may vary by state, property, policy form and company underwriting the auto and/or home policy. Discounts may not apply to all coverages on an auto or home policy. Discounts do not apply to life insurance policies.
***Benefit riders offer additional coverage and can be added for an additional cost.
Increases in coverage may be subject to underwriting approval.
When you elect to continue this policy as paid-up insurance, no further premiums will be due, any benefit riders in force under this policy that add coverage will terminate, and loans and partial surrenders are not allowed.
Policy Forms: ICC18-33 (10), ICC18-33 (15), ICC18-34 (20), ICC18-35 (30), L-33 (10)(ND), L-33 (15)(ND), L-34 (20)(ND), L-35 (30)(ND), L-33 (10)(SD), L-33 (15)(SD), L-34 (20)(SD), L-35 (30)(SD), ICC18-36 (10), ICC18-36 (15), ICC18-36 (20), ICC18-36 (30), L-36 (10)(ND), L-36 (15)(ND), L-36 (20)(ND), L-36 (30)(ND), L-36 (10)(SD), L-36 (15)(SD), L-36 (20)(SD), L-36 (30)(SD), ICC22 L152 MS 06 22, L152 ND 06 22, L152 SD 06 22, ICC17-225 WL, L-225 (ND) WL, L-225 WL, ICC17-227 WL, L-227 (ND) WL, L-227 WL, ICC17-223 WL, L-223 (ND) WL, L-223 WL, ICC17-224 WL, L-224 (ND)
Riders: ICC17-WP WL, L-WP WL, L-WP (SD) WL, ICC21 L327 MS 10 21, L327 MS 10 21, ICC17-GPO WL, L-GPO WL