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Home and Auto Insurance Bundle

Home and Auto Insurance Bundle

The benefits of having insurance for your car and home are plentiful — the peace of mind itself is a good reason to have them — but we understand that coverage can get a little complicated every now and then. That’s why, when you have the chance to make insurance simple, you should jump on that opportunity! Bundling insurance policies is just one way to make things a little easier on yourself. From savings to simplicity, let’s take a look at the benefits of bundling your auto and home insurance.

Convenience of a Single Insurance Policy

Bundling your insurance is when you buy multiple insurance products with the same provider instead of insuring your car and home (or another product) with separate insurance companies. What this means for you is convenience — no more juggling multiple batches of paperwork, having to remember different log-in details or working with more than one agent.

Having all of your insurance policies under one roof means your premiums, effective dates and policy information are in one location. And with American Family Insurance, you can sign up for My Account to manage your insurance and pay for each of your policies in one place. You can access My Account online or by downloading the MyAmFam app on your smartphone.

Discounts for Bundling Home and Auto Insurance

If the benefit of convenience isn’t enough to convince you to bundle, how does saving money sound? Bundling your auto and home insurance could save you up to 29% on your auto coverage and 20% on your homeowners coverage.* Sounds pretty good for simply making a savvy choice, right?

Not only that, but we have a lot of other great discounts for auto and homeowners. Check them out to learn about all the ways you can save with American Family.

What to Check Before Bundling Your Insurance

There are a couple of things you’ll want to consider before bundling your auto and home insurance. Since the main reason you have insurance is for financial protection from the unexpected, evaluate if the savings are worth the switch based on the coverage you need. In other words, make sure that your coverage remains the same or is even better. If you plan on switching providers so you can bundle and “save”, only to find out you’ll have less coverage than before, you may end up spending more when filing a claim. So if bundling doesn’t match the quality of protection your separate insurance policies provide, you may be better off not bundling.

Connect with your American Family Insurance agent to make sure you’re getting the best coverage with the best discounts and savings.

Additional Insurance Bundling Options

With American Family, you can earn a multi-product discount when bundling two or more of most of the products we offer. Even better — the more products you bundle, the higher the discount you can earn!

For instance, you can earn a discount for bundling your auto and home together, but you can earn an even higher discount for bundling home, auto and life insurance together. And, to receive an even higher discount, how about bundling your home, two cars, RV and life insurance? The same goes for products like your renters, condo, boat, motor home, ATV, umbrella — basically the more you add, the more you can improve this great discount.


Frequently Asked Questions About Bundling Home and Auto

  1. Many people take advantage of bundling home and auto insurance to save money. In fact, with American Family Insurance, bundling your auto and home insurance could save up to 29% on your auto coverage and 20% on your homeowners coverage.*

  2. In order to bundle your home and auto insurance, you’ll need to have both policies with the same insurance company. If you’re an existing customer, your agent can help you get set up with bundling. If you’re a new customer, here are a few things you’ll need on hand if you’re purchasing an auto insurance policy:

    • Driver’s license number
    • Vehicle identification number (VIN) for vehicles
    • Lienholder information

    And here’s what you’ll need if you’re purchasing a homeowners insurance policy:

    • How many people live in your house full-time
    • Is your home your primary, seasonal or secondary residence
    • Year home was built
    • Square footage
    • Number of bathrooms
    • Number of stories
    • Detached structures like a shed & garage
    • Wood stoves, fireplaces (a.k.a. solid fuel appliances)
    • Materials used for the roof (e.g. asphalt shingles, metal, slate)
    • Materials used for the exterior walls (e.g. brick, stone)

    Take a look at our guide on buying homeowners insurance, so when it comes time to build a policy with your agent, you’re in the know and confident that you’re getting the right level of coverage for your home.

  3. Cons? We can’t think of any. But the pros are plentiful.

    Save money when you bundle. One of the best benefits of bundling your insurance is earning a discount! If you bundle two or more policies with us, you’ll be eligible for our multi-product discount, which helps keep your hard-earned cash in your pocket.

    Enjoy convenience.Bundling your insurance makes things simple for you. When you sign up for My Account, you can view your premiums, effective dates (which are the dates of your policy term) and policy information all in one convenient location. Not to mention how quick and easy it is to manage your insurance and pay for all of your policies. You can access My Account online or by downloading the MyAmFam app on your smartphone.

    Simple claims process. Should the unexpected happen and you need to file a claim, our claims department is designated, 24/7, to helping you get your life back on track.

    Agent guidance. Whether you bundle or not, your agent is your advocate — by your side to get you the coverage you need. But when you bundle, they’ll really get to know you and your insurance needs. They’ll be able to identify any gaps in your coverage and make recommendations, so you’ll be properly protected in the event of the unexpected.

Read More Bundling FAQs >

Get a Home and Auto Insurance Quote

Ready to enjoy the benefits of bundling your auto and home insurance? Give a call to one of our expert agents — they’ll walk you through everything you need to know.

*The average customer who bundles can save these amounts. Discounts may vary by state, property, policy form and company underwriting the policy. Discounts may not apply to all coverages on an auto or property policy.

All coverage options and endorsements are not available in all states, please speak to your agent on availability.