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Home and Auto Insurance Bundle

Home and Auto Insurance Bundle

The benefits of having insurance for your car and home are many — you’ll find real peace of mind itself with this kind of coverage. And we understand that insurance jargon can get a little complicated. That’s why, we do our best to make your coverage simple to understand. And it’s exactly why bundling your coverage is such a great idea. From savings to simplicity, let’s explore at the benefits of bundling your auto and home insurance.

Convenience of a Single Insurance Group

Bundling your insurance is when you buy multiple insurance products with the same provider instead of insuring your car and home — or any other coverage — with separate insurance companies. A home and auto bundle is one policy with the same insurance company. What this means for you is ease of use.  

It’s less juggling of due dates and invoices. And you won’t have to remember different log-in details or deal with multiple agents.

Having all of your insurance policies under one roof also means your premiums, effective dates and policy information are all in one location. And with American Family Insurance, you quickly enroll in My Account to manage your coverage and set up payments for each of your policies — all under one roof. You can access My Account online or by downloading the MyAmFam app on your smartphone.

Discounts for Bundling Home and Auto Insurance

If the benefit of convenience isn’t enough to convince you to bundle, how does saving money sound? Bundling your car and home insurance could save you up to 29% on your auto coverage and 20% on your homeowners coverage.* Sounds pretty simple, right?

We’ve also got a lot of other great discounts for auto and homeowners. Check them out to learn about all the ways you can save with American Family.

What to Check Before You Bundle Insurance

There are a couple of things you’ll want to consider before bundling your auto and home insurance. Here’s what you should keep in mind:

  • Ensure that your bundle meets or exceeds your previous or current policy and doesn’t leave gaps in your coverage.
  • Switching to save can sometimes cost you a lot. You could end up paying a lot more for your deductible when filing a claim.
  • Watch out for temporary discounts that could leave you paying large premiums later on.

A bundle with us comes with a few perks, however:

Connect with your American Family Insurance agent to make sure you’re getting the best coverage with the best discounts and savings.

Additional Insurance Bundling Options

With American Family, you can earn a multi-product discount when bundling two or more policies or products. Even better — the more products you bundle, the bigger the discount you can earn! Here are some of the ways you can bundle with American Family and save:

The same goes for products like your renters, condo, boat, motor home , ATV, umbrella — basically, the more you add, the more you can increase your multi-policy discount.

Frequently Asked Questions About Bundling Home and Auto

  1. With American Family Insurance, bundling your auto and home insurance could save up to 29% on your auto coverage and 20% on your homeowners coverage.* Contact your agent to learn all about it.

  2. In order to bundle your home and auto insurance, you’ll need to have both your homeowners and auto policies with American Family. If you’re an existing customer, your agent can help you get set up with bundling. If you’re a new customer, here are a few things you’ll need on hand if you’re purchasing an auto insurance policy:

    • Driver’s license number
    • Vehicle identification number (VIN) for vehicles
    • Lienholder information on your car loan

    And here’s what you’ll need if you’re purchasing a homeowners insurance policy:

    • The total number of people that live in your house full-time
    • The status of the home you want insured — is it your primary, seasonal or secondary residence
    • The year your home was built
    • The total square footage of your home
    • The total number of bathrooms
    • The number of stories
    • Details on detached structures like a shed & garage
    • Wood stoves, fireplaces (a.k.a. solid fuel appliances)
    • Materials used for the roof (e.g. asphalt shingles, metal, slate)
    • Materials used for the exterior walls (e.g. brick, stone)

    Take a look at our guide on buying homeowners insurance, so when it comes time to build a policy with your agent, you’re in the know and confident that you’re getting the right level of coverage for your home.

  3. Cons? We can’t think of any! But the pros are plentiful:

    Save money when you bundle.

    One big benefit of bundling your insurance is earning that discount! If you bundle two or more policies with us, you’ll be eligible for our multi-product discount, which helps keep your hard-earned cash in your pocket.

    Enjoy convenience.

    Bundling your insurance makes things simple for you. When you sign up for My Account, you can view your premiums, effective dates (which are the dates of your policy term) and policy information all in one convenient location. Not to mention how quick and easy it is to manage your insurance and pay for all of your policies. You can access My Account online or by downloading the MyAmFam app on your smartphone.

    Simple claims process.

    Should the unexpected happen and you need to file a claim, our claims department is designated, 24/7, to helping you get your life back on track.

    Agent guidance.

    Whether you bundle or not, your agent is your advocate — by your side to get you the coverage you need. But when you bundle, they’ll really get to know you and your insurance needs. They’ll be able to identify any gaps in your coverage and make recommendations, so you’ll be properly protected in the event of the unexpected.

Get a Home and Auto Insurance Quote

Ready to enjoy the benefits of bundling your auto and home insurance? Get in touch with one of our expert agents — they’ll walk you through everything you need to know. Live and drive with the peace of mind that comes with American Family Insurance coverage.

*The average customer who bundles can save these amounts. Discounts may vary by state, property, policy form and company underwriting the policy. Discounts may not apply to all coverages on an auto or property policy.

**Maximum limit of $1,000 for homeowners insurance. Maximum limit of $500 for auto insurance.

All coverage options and endorsements are not available in all states, please speak to your agent on availability.

All statements regarding insurance coverage are general descriptions. These statements do not add or modify any coverage under your insurance policy. If there is any difference in the description of the coverage/endorsement, the policy provisions will apply. Please review your policy or call your agent for information regarding coverage that may be available to you.