Home Insurance Add-On
- Protects the structure of your home and anything attached to it, such as your roof, walls and windows
- Helps pay for covered losses up to your policy's limit once you've met your deductible
What is Dwelling Coverage?
Dwelling Coverage Examples
Did you know?
Fire and Smoke Damage
Home Burglary Damage
Frequently Asked Questions
Trusted by over 12 Million Customers & Counting
Ranked by Forbes
Named one of America’s Best Insurance Companies by Forbes†
12 Million Customers
Start Your Quote
Do It Yourself
The information on this webpage represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Coverage features and limits vary by state and may be subject to change. Some products are not available in every state. Discount availability and eligibility vary by state and policy terms. (Discounts apply to auto and property policies.) Please check with your agent and read the policy for exact details on coverages and exclusions.
*Coverage provided by adding the Inland Flood optional endorsement. This endorsement does not satisfy mandatory flood insurance coverage should it be required by your federally regulated lender for your home mortgage or loan. This insurance product is not affiliated with the National Flood Insurance Program (NFIP).
**American Family Insurance is a participating company in the National Flood Insurance Program (NFIP). NFIP is managed by the Federal Emergency Management Agency (FEMA), a component of the U.S. Department of Homeland Security (DHS). Flood insurance is a separate policy underwritten by NFIP.