a house with a solar panel

Dwelling Coverage

Home Insurance Add-On


  • Protects the structure of your home and anything attached to it, such as your roof, walls and windows
  • Helps pay for covered losses up to your policy's limit once you've met your deductible

Learn More

Arrow

What is dwelling coverage?

Dwelling insurance, or Coverage A, helps pay to repair or replace your home's structure if it's damaged by a covered event.
shield divider

Dwelling Coverage Examples

Learn how dwelling insurance helps protect your home's structure after it's damaged by a covered event.

Did you know?

We offer several types of homeowners insurance discounts. Check them out and start saving today.
a house with a tree in the front

Fire and Smoke Damage

A small fire damages your kitchen. Having enough dwelling coverage can help pay for its reconstruction.
a broken window with a broken glass

Home Burglary Damage

An intruder breaks your window and takes your valuables. Dwelling coverage helps pay for covered losses up to your policy's limits.
a group of palm trees by the water

Wind Damage

Strong winds send a tree into the side of your house, damaging your siding. Dwelling insurance can help cover repairs and replacements.
question mark

Frequently Asked Questions

Trusted by over 12 Million Customers & Counting

a white t-shirt with blue text

90+ Years

Over 90 years in business protecting our customers
icon

12 Million Customers

Reliable, quality coverage for customers across 19 states

Start Your Quote

Do It Yourself - Start a Quote

Do It Yourself

Go your own way — get quick pricing and coverage options online.
Work With An Agent

Work with an Expert

Choose the perfect agent for you and get free, no-pressure advice and pricing.