Scheduled Property Coverage
- Provides more coverage against more risks for your most valuable belongings
- Add to a home, condo, renters or manufactured home insurance policy
What is scheduled personal property coverage?
Home, condo, renters and manufactured home insurance all offer some personal property coverage. This add-on goes beyond their limits. Use it to protect your most valuable items against a variety of risks.
Scheduled Personal Property Coverage Examples
Personal property coverage is included in homeowners insurance. Sometimes, however, you need more. Here are a few examples where itemized property coverage might help you.
Someone steals your prized jewelry, valued at $2,500. This may be more than your standard homeowners policy covers. Scheduled personal property coverage comes with higher limits, which could cover the full price of your stolen goods.
A sudden rainstorm during a photoshoot leaves your professional-grade camera soaked. It can be restored, but at an exorbitant cost. If you schedule your camera in advance, personal property coverage may lower the cost.
Did you know?
When sump pumps fail, excess water in your basement can damage many belongings at once. Sump pump failure and water backup coverage can do much to help.
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The information on this webpage represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Coverage features and limits vary by state and may be subject to change. Some products are not available in every state. Discount availability and eligibility vary by state and policy terms. (Discounts apply to auto and property policies.) Please check with your agent and read the policy for exact details on coverages and exclusions.