Equipment Breakdown Coverage
Home Insurance Add-On
Get help covering costs associated with repairing and replacing home appliances and equipment.*
What is equipment breakdown coverage?
Equipment Breakdown Coverage Examples
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Pressure System Failures
Frequently Asked Questions
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The information on this webpage represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Coverage features and limits vary by state and may be subject to change. Some products are not available in every state. Discount availability and eligibility vary by state and policy terms. (Discounts apply to auto and property policies.) Please check with your agent and read the policy for exact details on coverages and exclusions.
*Equipment Breakdown Coverage provides protection should appliances, home systems or smart home devices be damaged due to mechanical, electrical or pressure systems sudden breakdown. Does not provide coverage for breakdown caused by normal wear and tear. Coverage applies once a $500 deductible has been met.
**How Long Will Your Appliances Last, Consumer Reports, www.consumerreports.org/appliances/how-long-will-your-appliances-last/ (last visited April 11, 2023) [http://perma.cc/TP2C-34FD]
***This loss scenario is for illustration purposes only. Actual coverage, exclusions, deductibles and policy limits will be determined by the issued policy language.