Temporary and Short-Term Rental Insurance Coverage
Home Insurance Add-On
- Helps protect your property and valuables from covered events
- Covers home rentals and house guests for stays up to 62 days (about two months) or less each year
- Coverage if you're planning to swap houses across the country or around the world
What is short-term rental coverage?
Coverage for your home if it's rented out for 62 days or less a year. It's an added layer of protection from damage caused by temporary occupants.
Short-Term Rental Coverage Examples
You can protect your home and its contents while someone else lives in it with short-term rental insurance. Here are some ways it works.
Did you know?
"Temporary rental to others" coverage gives you many of the same benefits as your regular standard homeowners policy. It’s perfect for short term Vacation Rental by Owners (VRBOs) and Airbnb beginners who are renting their property for 62 days or less.
Short-Term Vacation Rentals
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*This information represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Exclusions may apply to policies, endorsements, or riders. Coverage may vary by state and may be subject to change. Some products are not available in every state. Please read your policy and contact your agent for assistance.
**This is just a sample preview of potential items not covered for theft by the policy / endorsement and is not an exhaustive list. Please refer to your policy or ask your agent for an inclusive list of all items that are not protected against Theft for this added coverage.
***Some coverages may not be available in your state. Please speak with your agent to learn more about your coverage options. Coverage applies once a deductible has been met. All statements regarding insurance coverage are general descriptions. These statements do not add or modify any coverage under your insurance policy. If there is any difference in the description of the coverage/endorsement, the policy provisions will apply. Please review your policy or call your agent for information regarding coverage that may be available to you.