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Flood Coverage for Flash Flood Protection

Home Insurance Add-On

  • Protection for your home, belongings and other structures on your property*
  • Temporary coverage up to your policy limits for the items you move to another location due to flash flooding**
  • Helps pay for your temporary living expenses and debris removal

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What is flash flood coverage?

Flash flooding can occur when heavy rains or inland waters overflow onto dry land. Flash flood insurance is a home policy add-on that helps cover losses associated with inland flooding.*
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How Flash Flood Coverage Protects You

Our flood coverage delivers customizable flash flood protection.* With policy limits ranging from $10,000 to $100,000, you can get the insurance you need for greater peace of mind.† Learn more from the following examples.
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Did you know?

According to the National Severe Storms Laboratory, flooding occurs in every US state and territory. Get the coverage you need by starting with a flash flood insurance quote.
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Damage to Your Home

Floodwaters seep into your home, covering the first level with one inch of water. Worse, your repair estimate is $25,000. Flash flood insurance coverage can help pay for damages up to your coverage limits.*
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Damage to Your Property's Other Structures

Heavy floodwaters carry large rocks and debris into the side of your new shed. While it's still standing, the damage is extensive. Flash flood coverage can help you repair or replace it.*
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Damage to Your Personal Property

A flash flood damages your prized possessions, and many are beyond repair. Flood coverage with flash flood protection can help you fix or replace them.*
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Storing Personal Property

A flash flood is heading toward your home. You quickly pack your valuables and move them to your off-site storage unit. Flash flood insurance can help protect those items up to your coverage limits for 30 days.*
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You Need a Place to Stay

An inland flood damaged your home, and you need to move out while repairs are made. Flash flood coverage can help you pay for temporary living expenses up to your policy's limits.*
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Debris Removal

Your property is covered in mud and debris from a flash flood. Inland flood coverage can help you pay to remove it up to your policy limits.*
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Frequently Asked Questions

Trusted by over 12 Million Customers & Counting

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90+ Years

Over 90 years in business protecting our customers
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12 Million Customers

Reliable, quality coverage for customers across 19 states

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