A mother and daughter walking in tandem coming out of their home's driveway

Safe Driver Discount Program for Teens

Teen Safe Driver

Helping your teen master safe driving habits just got easier with the Teen Safe Driver program. Our Teen Safe Driverâ„  smartphone app monitors distracted driving and other risky behaviors to help your teen learn how to drive safer and smarter — all via a fun smartphone app that cleverly improves driving habits. And as a parent, you’ll have the app on your smartphone, too. That way, you can track your teen’s progress and keep an eye on their whereabouts while they’re behind the wheel. To top it off, you can earn a 10% car insurance discount* after your teen completes 3,000 miles or one year in the program.

Getting Started With the Teen Safe Driver Program

Enrolling in the Teen Safe Driver program is simple! To be eligible, your teen must be a licensed or permit driver, and can participate up to age 21. Talk to your agent about signing up and they’ll get you and your teen set up with a smartphone app link.

For new American Family customers:

Interested in the Teen Safe Driver program? Need car insurance? Our agents are happy to help you find the car insurance option best for you, and can help you enroll in the Teen Safe Driver program. Get a quote or connect with an American Family Insurance agent using the button below to find out more about enrolling in this program.

How Does the Teen Safe Driver Program Work?

This innovative program provides parents with an effective way to help their teens master safer driving habits that can last a lifetime. Our special app effectively reduces distracted driving along with other risky behaviors that are common among teenagers. The app scores each ride and makes it clear where your teen can improve, while making it fun to challenge themselves to achieve higher scores.

After your teen completes 3,000 miles or one year in the program, you’ll get a 10% discount* on your car insurance. The discount will be automatically applied until the renewal after your teen turns 21. The discount will be removed at the next renewal if your teen incurs any of the following:

  • A major violation or multiple minor violations.
  • Multiple at-fault accidents.
  • A minor violation and an at-fault accident combined.

What Is the Cost of the Teen Safe Driving Program?

There is none! The Teen Safe Driver program is free to American Family auto insurance customers (data charges may apply). Our free program aims to reduce your teen’s chance of getting into an accident, help your teen grow a greater sense of confidence behind the wheel and stay focused on the road. It’s all about helping your teen develop safe driving habits.

If I Sign Up for the Teen Safe Driving Program, Will a Discount Be Applied to My Policy?
Yes! Once your teen reaches the goal of completing 3,000 driving miles on the road or driving for one year in the Teen Safe Driver program, a discount of up to 10%* will be applied on their car insurance for participating. Being a safe driver leads to a better driving record and fewer filed claims — and we think it’s important to reward your teen for taking the initiative to form safe driving habits.

Download the Teen Safe Driver App

After speaking with your agent to enroll in the program, you can download the Teen Safe Driver app from the App Store or Google Play.

Apple Store text

Sign Up for the Teen Safe Driver Program With American Family

Ready to help your teen make the move towards becoming a safer driver? Connect with your American Family Insurance agent and they’ll help get you set up.


Teen Safe Driver Program FAQs