Everything you need to know about insurance basics, like coverage types, limits, cost and more.
Travel With Peace of Mind: Insurance Coverage for the Unexpected
While you can’t always see curves in the road ahead, you can protect against surprise twists and turns with the Travel Peace of Mind Package from American Family Insurance. If an accident or breakdown derails your travel plans, you can count on the Travel Peace of Mind Package to help get you — and your wallet — back on track. The package includes four essential coverages that can help protect you against unexpected bumps in the road, so you can focus on the joy of the journey:
- Emergency Roadside Service* will help fix your vehicle on the spot or tow it to a location that can perform the necessary repairs.
- Rental Reimbursement* will help cover the costs if alternate transportation is needed while your own vehicle is being repaired due to a covered accident.
- Road Trip Accident Accommodations* will help pay for food and accommodations if an accident leaves you stranded far from home.
- Accidental Death and Dismemberment (AD&D) Benefits* will help your family financially cope in the case of loss of limb or life — regardless of whether you’re a driver, passenger or pedestrian, and regardless of who is at fault.
Whether you’re planning a cross-country trek, or just a trip across town, get the protection that helps you plan for the unexpected with American Family Insurance’s Travel Peace of Mind Package.
Emergency Road Service Insurance
Any journey can have unanticipated bumps, but with Emergency Roadside Service,* you’ll be prepared for any hurdle.
Emergency roadside assistance will help see to it that your vehicle is back in action in no time! We’ll connect you with a towing service that will help fix your vehicle on the spot after a breakdown or tow it to a location that can perform the necessary repairs.
Run out of gas or lock your keys in your car? It’ll help with that, too.
Rental Car Reimbursement
You can’t always plan for the journey’s unlikely events, but you can count on rental car reimbursement to have your back when you need it most. If you find yourself on the unfortunate end of a covered loss and your vehicle needs repair, we’ll hook you up with a rental — or alternate mode of transportation — while your car is in the shop.
It’s one less thing you have to worry about!
Rental Reimbursement Coverage — For More Than Just Rental Cars
Enjoy the peace of mind that if your car is damaged in a collision, or happens to be stolen, you’ll have access to reimbursement — starting from $25 per day* — for a variety of transportation modes. Let’s take a look at some of the main reimbursement benefits you’ll get with this important coverage:
- Rental car costs
- Ride share services
- City buses
- Light rail
- Commuter trains
Road Trip Accident Accommodations
You have everything packed up and ready to go! Your route is planned, and the journey awaits! As important as preparation for the destination is, so are your means of protection for the unexpected. The last thing you want to worry about on your adventurous road trip is paying for a rental car and a place to stay after an accident.
With road trip accident accommodations, if you find yourself in an accident far from home, we’ll help cover some of your lodging, meal and transportation expenses with no deductible required.** This covers you while you’re without your vehicle, with coverage ending 24 hours after your car is repaired or replaced.
It's a topic difficult to discuss, but planning for the unforeseen is how you can ensure the prosperity of your future. In simple terms, AD&D insurance is the guarantee that in the event of tragic circumstances, you or your loved ones will not bear financial burden.
What is AD&D Insurance?
The accidental death and dismemberment coverage included in the Travel Peace of Mind Package is a supplemental coverage that provides benefits in the event of a tragic loss while occupying or struck by a motor vehicle. This coverage helps financially protect you and your passengers if an accident results in the loss of life or limb.
Unlike a Life Insurance policy, which covers a specific individual, the Accidental Death and Dismemberment Benefits* included in the Travel Peace of Mind Package are part of your vehicle’s insurance policy. These AD&D benefits will only apply in specific scenarios that result from motor vehicle accidents involving the car or truck covered by an auto policy that includes the Travel Peace of Mind package.
Ensure You’re Covered When You Travel
We designed the Travel Peace of Mind Package to provide you with a sense of security every time you hit the road. Start enjoying these great benefits by contacting your American Family agent to get this package and have the coverages added instantly to your policy.
That way, you can have total peace of mind whenever you travel.
*See your policy or contact your American Family Insurance agent for specific coverage details and limitations. Eligibility and approval standards for the Travel Peace of Mind Package apply for each vehicle.
**We’ll pay up to $600, subject to the per-day maximums of $100 for lodging, $100 for food and $50 for transportation. Coverage ends 24 hours after your insured car or rental vehicle is repaired or replaced. No deductible applies.