Everything you need to know about insurance basics, like coverage types, limits, cost and more.
Customize My Policy
When it comes to insurance, there’s no one-size-fits-all option that works for everyone. Everything you’ve worked so hard to achieve is uniquely yours and should be protected that way. At American Family Insurance, we provide the customized coverage you need to protect what matters most to you — whether it’s your car, home, life, business and so much more.
So, what makes customized coverage better? We’re glad you asked.
Getting the Best Car Insurance Policy
No two people are the same — that’s why our customized car insurance policies are created to meet your unique individual needs. Here’s why getting your car insurance policy through American Family Insurance is the right call:
Proper car protection. With collision coverage that protects you no matter if you’re at fault for an accident or not and comprehensive coverage that has your back if your car’s damaged by something other than another vehicle or object (like hail, fire, vandalism, etc.), even our most basic coverages give you peace of mind.
Liability safeguards. If your car damages someone else’s property, or you cause an accident that injures someone, American Family’s property damage and bodily injury liability coverages are there to help.
Valuable add-on coverages. Your policy doesn’t end there — there are plenty of coverage endorsements, also known as add-ons, that can tailor your policy specifically to your needs. Talk to your American Family Insurance agent to add coverage that can help protect you in these situations:
- Getting in an accident with an uninsured or underinsured driver
- A car break down
- Becoming car-less while your vehicle is in the repair shop
- Medical expenses for your dog or cat when they’re in your vehicle during an accident
- An accident that causes death or dismemberment
And that’s not even all of them — have a business vehicle that needs coverage while you and your employees are on the road for business? Do you use your vehicle for a rideshare service? Ask your American Family agent about any and all add-on coverages that can protect your vehicle, your finances and your family.
Protecting Your House With Homeowners Insurance
Your house is where you relax and recharge from your fast-paced life. And whether you’re there, at work or on vacation, you want to make sure it’s protected from the unexpected. Here’s how American Family makes your ideal homeowners insurance policy a reality:
Protecting your property. Coverage from things like fire, hail, theft or vandalism usually comes standard with a homeowners policy from American Family Insurance. With that also comes personal property protection for your valuables like furniture, appliances, electronics and clothing. Walk through your insurance documents with your agent to know exactly what property your policy covers.
Liability coverage. If an accident happens at your home and a guest is injured, you could be held liable for their injuries. That’s where the liability protection built into a typical homeowners policy comes in. It can help provide financial protection against covered liability claims and lawsuits for accident bodily injury or damage to property caused by you, your children and your pets.
Homeowners policy extras. Just like an American Family car insurance policy, your homeowners insurance has a lot more potential coverages to give you the peace of mind you deserve.
Protect yourself from situations like these by adding on more coverage to your policy:
- An overflowing sump pump
- Mismatched siding due to storm damage
- Damage from an earthquake
- Identity theft
- Libel or slander lawsuits
That’s just a sampling — customizing your homeowners insurance is a specialty of American Family Insurance agents. Connect with your agent and round out your policy with all the right coverages.
Customize Your Other Policies, Too
No matter the type of policy you need — business, farm, renters, boat, life or any of our other coverages — you’re never stuck with an out-of-the-box policy or service. Here are some other ways we exceed your insurance expectations:
Insurance bundling. What’s the easiest way to save on your insurance? Bundle your coverages. Getting all of your insurance coverage through American Family will put all your policies in one place, saving you time and money! And if you go paperless, you’ll be able to view all your insurance and policy documents online at any time, 24/7.
Discounts, discounts and more discounts. Who doesn’t love to save money? When it comes to insurance with American Family, there are so many smart ways to save. For example, switching to Auto Pay and going paperless are a couple easy ways to save — and they both make your life easier!
American Family offers discounts on almost every one of its products. Take a look at some of the other ways you can save some serious money on your insurance bill, then reach out to your agent. Having customized coverage means your agent will help you find all the discounts you qualify for.
The best agents in the business. From helping you find the very best coverage to being there for you when the going gets tough, having your own agent means you have someone on your side. And when it comes to insurance, you’ll gain peace of mind knowing you’re not alone. Find out more about our agents at American Family Insurance.
So, now that you know how customized coverage benefits you, connect with them to build a personalized policy that makes sure your hard-earned dreams never go unprotected.