Imagine if you could take control of what you pay for car insurance with KnowYourDrive, you can. KnowYourDrive is an auto insurance discount program from American Family Insurance that offers a discount based on how safe a driver you are. It gives you a closer look at your driving behaviors and free access to tools that help you learn better driving habits and keep your costs down.

How does it work? It's simple. The safer you drive, the more you can save. Up to a 20% discount on your car insurance premium. When you enroll, you'll automatically start with a 10% discount. As a bonus, you could qualify for a free travel piece of mind package just for participating in KnowYourDrive. Plus, the KnowYourDrive app is free to download and easy to use.

The app tracks your driving habits, such as how frequently your vehicle slows or stops abruptly, how much time you spend driving over the speed limit, and if you engage in distracted driving habits such as texting while driving. Then that information helps us determine the discount on your premium. Within the app, your current discount will be front and center each time you launch the app. An interactive map breaks down how often you drive with risky behavior for each trip. At-a-glance reporting shows how the other drivers on your policy are contributing to your discount. Plus, insights into your driving habits encourage you to avoid distracted driving. Remember, putting your phone down and going hands-free for your music, calls, navigation and more can help to boost your discount!

Note that your rate will never go up due to your enrollment in KnowYourDrive. The app only affects the size of your discount on your premium. The safer you drive, the more you can save. To continue having your new discount applied at each policy renewal, you'll need to stay enrolled in KnowYourDrive. It's that easy. Plus, each driver on your policy can also participate in the program. And if you ever want to opt out of the program, just choose the opt out option in My Account or contact your agent.

Ready to take control of what you pay for car insurance? Contact your agent to enroll in KnowYourDrive today.

Simply put, distracted driving is doing anything that takes your attention away from the task of driving. Specifically, the KnowYourDrive® app considers handheld phone calls and active phone use when the vehicle is in motion (e.g., using GPS, minimizing screens, unlocking your phone, etc.) to be distracted driving.

Passive phone use is not counted as distracted driving and includes:

• Hands-free phone calls
• Listening to podcasts and music (Note: Selecting podcasts or music on your phone would be counted as a distraction)

• Picking up your phone when the screen is unlocked
• Touching the screen, including swiping and typing
• Making a call while holding your phone
• A passenger using your phone (the app can’t tell who’s using the phone)

• Listening to music or podcasts
• Using a navigation app without touching the screen
• Stopping your car, then taking a call while holding your phone
• Sending a text/call using voice commands
• Using your vehicle’s touchscreen
• Charging your phone or having an audio cable plugged in