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Know your drive

Get KnowYourDrive, Powered by Automatic

Learn safe driving habits, and we’ll reward you with savings on your car insurance! Get started now with an initial 5% discount*, and qualify for up to 40% in savings.* It’s our way of helping you protect what matters most.
Drive Safer. Drive Smarter
We’ll give you a plug-in adapter from Automatic, so you can track how you drive and learn safer habits.
Learn, Improve and Save
Progress updates will motivate you to drive safer and save more!
Be More Cost-Savvy
Track the fuel cost and MPG for every trip.
Get Help When You Need It
Automatic sends instant alerts when crashes occur.
Get Engine Updates
Easily check diagnostics, avoid unnecessary trips to the mechanic.
Make Every Ride Your Own
Use 3rd party apps for fun and business.

Be Empowered with KnowYourDrive

We’ll give you an Automatic plug-in adapter for your car at no cost, along with an introductory 5% car insurance discount.* The adapter tracks your driving behavior, and the Automatic smartphone app shows your progress and helps you learn safer driving habits. Depending on how you drive, you can earn up to 40% in savings* on your car insurance. Nice!
Relax — we’ve got you covered. The Automatic mobile app offers ongoing progress updates, along with FAQs and other information to help you out. We’ll also email you helpful reminders when needed.

Setting up your Automatic device and syncing it with your mobile app is easy. Just download and launch the app on your smartphone, follow the instructions and plug in the adapter. You’ll be on your way to safety and savings in no time.

American Family Insurance is proud to partner with Automatic, an innovative company that connects cars on the road to the Internet, and empowers drivers with knowledge about themselves and their cars. Through its industry-leading smart devices and apps, Automatic enables customers to be safer and drive smarter.

*Program discounts will vary based on driving behavior. The KnowYourDrive discount applies only to the following variable coverages, which are typical for most auto policies: bodily injury liability, property damage liability, collision and comprehensive, medical expense, and personal injury protection. To refresh your understanding of these coverages, visit Additionally, the discount does not apply to fixed fees that are part of your policy.

These tips can get you on the road to safety, savings and peace of mind.
  1. We’re glad you’re interested in KnowYourDrive! To take advantage of this innovative program, you’ll need an eligible vehicle, a valid email address and a smartphone. Most vehicles from 1996 and newer are compatible with the Automatic adapter and eligible for the program. Keep in mind that KnowYourDrive is geared toward cars that are not stored for long periods of time, so you’ll need liability coverage to enroll.

  2. You’ll need a smartphone that has an iOS (Apple) or Android operating system. Apple requirements: iPhone 5 and up, iOS 10.0 and up; Android requirements: Android 5.0 and up, except for Alcatel One Touch Fierce and BLU phones (which aren’t supported). On average, the app uses 30 megabytes of data per month.

  3. Once you receive your Automatic adapter in the mail, you can set it up in just a few simple steps:

    1. Install the app on your smartphone
      We’ll provide a special download link after you enroll.
    2. Launch the app
      Please do this before plugging the adapter into your car.
    3. Follow the setup instructions
      Setup is easy. Just follow the simple steps in the app.
    4. Enter the PIN
      When prompted by the app, enter the PIN on the back of your adapter.
    5. Plug in the adapter
      When instructed, please plug the adapter firmly into your vehicle's OBD-II (Onboard Diagnostic) port, usually located under the dashboard on the drivers left side. See image for common locations.
    Car interior
  4. Installation is pretty straightforward. The mobile app will walk you through the setup step-by-step. If installed successfully, you will be notified within the app and will also receive an email confirmation.

  5. You should be able to tell if your adapter is transmitting trip data because the Automatic mobile app will display your recent trips. Simply click the Automatic app to verify that your trips are updating. If they aren’t, navigate to the “Glovebox” tab in the Automatic app that will show your adapter’s status, and the app will walk you through “syncing” your adapter and the app on your smartphone. Please note that it’s important that you drive with your smartphone’s Bluetooth turned on so that your trip data can be processed by Automatic.

  6. During the evaluation period, your driving habits are tracked through the Automatic adapter that’s synced with the Automatic app on your smartphone. At the end of that period, your program discount of up to 40% will be calculated based on your driving behavior. Some of the factors used to calculate your discount include:

    • Vehicle usage — How often you drive
    • Braking — How smooth or abrupt you apply the brakes when stopping
    • Acceleration — How quickly or smoothly you accelerate after stopping

    Speed and time of day also are factored into calculating your program discount.

    So, the safer you drive, the more likely you’ll increase your eligibility for a higher program discount.

  7. For starters, we’ll send you an email containing a link to the KnowYourDrive Terms and Conditions which must be accepted within 10 days. You’ll also have to make sure you set up and activate your Automatic plug-in adapter within 28 days after receiving it. Next, you’ll need to drive during an evaluation period. KnowYourDrive will track your driving habits until your program discount of up to 40% is calculated and applied at an upcoming renewal.

    In order to keep your program discount and remain enrolled in KnowYourDrive, please keep driving with the plug-in adapter activated in your car.

    If you take a break of 29 days or more from driving your car that’s enrolled in KnowYourDrive, it will be removed from the program and you’ll lose your discount, and we wouldn’t want that to happen! That’s why you should let us know if you plan to take a break from the program longer than 28 days.

  8. Keeping our customers’ personal information confidential is a top priority for all American Family Insurance employees, agents and staff. We will protect the data collected from KnowYourDrive, and will not share it unless we’re legally required to do so. You can learn more by visiting our privacy policy.

  9. You can opt out of KnowYourDrive at any time by contacting your agent. Your insurance coverage will not be impacted, but you will lose your KnowYourDrive discount.

Existing Customer?
Contact your agent to enroll in KnowYourDrive. Click here to find your agent.
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