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What does car insurance cover?
- Collision CoverageInvolved in an accident? Collision coverage helps pay for accident-related repairs or replacements, no matter who's at fault. As long as you meet your deductible, collision claims are covered.
- Uninsured/Underinsured CoverageThese coverages help in the event of a hit-and-run accident. They also help cover accidents with uninsured motorists, underinsured motorists or if you are struck by an uninsured motorist while walking. Required in some states.†
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The information on this web page represents only a brief description of coverages and may or may not be part of your policy. Insurance policy terms and conditions may apply. Coverage features and limits vary by state and may be subject to change. Some products are not available in every state. Discount availability and eligibility vary by state and policy terms. (Discounts may only apply to auto and property policies.) Please check with your agent and read the policy for exact details on coverages and exclusions.
*Customers who bundle auto and home insurance policies may save up to 23% on both policies together (as of July 2022[MJ1] ). Discounts may vary by state, property, policy form and company underwriting the auto and/or home policy. Discounts may not apply to all coverages on an auto or property policy.
** Daily allowances or limits may vary by policy.
***Available at renewal for existing policyholders. Please speak with your agent to learn more about your coverage options.
† Refer to your policy documents for coverage limit details. Coverage applies to covered losses only after your individual property & coverage specific deductible(s) has been met. Please speak with your agent to learn more about your coverage options.