DISCOUNTS
How can you save on home insurance?
Save up to 40% when you bundle your home and auto insurance with American Family Insurance, today.* And for more ways to save, check out our other home insurance discounts.
Getting a home insurance quote is a simple way to see which discounts may apply to you. With the right coverage and savings, it’s easier to protect the home you love.
Why get home insurance from American Family?
90+ years
Ranked by Forbes
12 million customers
COMMON COVERAGES
What does home insurance typically cover?
Dwelling coverage
Protects home and attached structures when damaged by things like fire, windstorms, hail, lightning, theft and vandalism.
Detached structures
Covers damage to other detached buildings on your property such as garages, gazebos, sheds, swimming pools and fences.
Personal property
Protects items inside and outside your home if they're damaged or destroyed by a covered event.
Loss of use coverage
If your home becomes uninhabitable from a covered event, this coverage helps pay for additional living expenses, like a hotel and food.
Personal liability
If someone is accidentally injured on your property, our liability coverage can help protect you from liability claims and lawsuits brought by others up to your policy limit.
We're here to help
Connect with a local American Family agent for personalized guidance as you explore coverage options that fit your needs.
Frequently asked home insurance questions
This information represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Exclusions may apply to policies, endorsements, or riders. Coverage may vary by state and may be subject to change. Some products are not available in every state. Please read your policy and contact your agent for assistance.
*Customers who bundle home and auto insurance policies may save up to 40% on both policies together (as of June 2025). Discounts include Multiproduct, Auto Pay, Paperless, and DriveMyWay. Products, pricing, and availability vary based on the way you purchase insurance and by state, property, policy form and company underwriting the home and/or auto policy. Discounts may not apply to all coverages on a home or auto policy.